Our Firm
Who We Are
HRZN Holdings is a private investment firm focused on alternative assets that provide stability, cash flow, and strong returns. We combine institutional-grade analysis with entrepreneurial execution, building portfolios designed for resilience and growth.
Our Values
Partnership
We believe in true partnership with our investors, built on transparency and aligned interests.

Excellence
We pursue excellence in every aspect of our business, from underwriting to asset management.

Growth
We focus heavily on sustainable, long-term growth that benefits all stakeholders in our partnerships with.

Integrity
We conduct business with the highest ethical standards and complete transparency.
Leadership Team
Meet the founding partners who bring decades of combined experience

Mckay Johnson
Founding Partner & CEO
McKay Johnson is the owner of HRZN Funding and a seasoned real estate operator with more than 12 years of industry experience. A graduate of Brigham Young University with a degree in Accounting, McKay has spent the last six years managing and structuring multiple real estate syndications and serves as a General Partner in the HRZN Fund Provo.
McKay brings deep expertise in underwriting, asset management, and investor relations. His track record spans residential, commercial, and development projects, with a focus on secure, yield-driven opportunities.
Experience Overview
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Owner of HRZN Funding
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Graduated from BYU with an Accounting degree
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12 years of real estate experience
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Managed multiple real estate syndications over the last 6 years
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General Partner of the HRZN Fund Provo

Gavin Jones
Founding Partner & COO
Gavin Jones is an experienced operator, entrepreneur, and team builder with a proven track record of scaling organizations across multiple industries. He holds an MBA from the University of Utah and has led high-performing teams at both Adobe and Qualtrics—two of Utah’s largest and most respected tech companies.
Experience Overview
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Graduated from the University of Utah with an MBA
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Built and managed teams at Adobe
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Built and managed teams at Qualtrics
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Focused career on scaling businesses, building teams, and developing people
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Owner and founder of several multi-state service companies
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Personal investor in multiple real estate and business projects

Kyle Smith
CMO
Experience Overview
- 10+ Years
- Category Builder & Brand Architect
- Full-Funnel Growth Strategist
- Expert in CRM Automation
- Venture-Backed Marketing Leader
- Data-Driven Creative Operator

Alyssa Gamble
Executive Assistant
Alyssa Gamble is a marketing professional with a strong foundation in data-driven strategy, business analysis, and creative campaign execution. Her experience spans investment operations, marketing leadership, and education, giving her a well-rounded ability to bridge analytical insight with strategic brand growth.
Experience Overview
- Strategic Marketing Leadership
- Analytical and Business-Focused
- Teaching and Mentorship Experience

Tricia Carlton
Facilities Manager for Citadel Storage
Facilities manager for Citadel Storage. Nearly a decade of experience in the self-storage field and 15 years of customer service experience, ensuring smooth operations and a pleasant customer experience. Passionate about creating a positive and welcoming environment and take pride in the relationships formed with tenants over the years. Bachelor’s degree in psychology and on track to graduate in 2028 with Master’s.
Experience Overview
- Strategic Marketing Leadership
- Analytical and Business-Focused
- Teaching and Mentorship Experience
Our Journey
From founding to becoming a leading Utah investment firm
2020
Launch
Utah
Horizon opened with a focus on private lending.
2022
Expand
Regional
Began developing and investing in diverse real estate projects.
2023
Diversify
National
Introduced self-storage opportunities and Swig partnerships.
2025
Scale
National
Expanding investor opportunities and broadening our real estate portfolio.
Interested to Partner With Us?
Learn more about our current investment opportunities
